2026 marketplace and small business healthcare plans in NY will see premiums hikes of 7% to 13% as trump reduces federal support.

Evidence indicates that health insurance premiums for marketplace and small business plans, including in New York, are expected to rise significantly in 2026, with increases roughly in the range of 7% to over 13%, influenced by reductions in federal support linked to policies from the Trump administration.

How much and why ACA Marketplace premiums are going up in 2026 - Peterson-KFF Health System Tracker
Source: healthsystemtracker.org

How much and why ACA Marketplace premiums are going up in 2026 - Peterson-KFF Health System Tracker
Source: healthsystemtracker.org

At a glance

Key Evidence

Verified September 1, 2025

ACA marketplace premiums are expected to rise sharply in 2026, with median increases around 18% nationally.medicarerights.org
New York is identified as a state likely to experience health insurance cost increases in 2026.newsweek.com
Policy changes and subsidy reductions from the Trump administration are cited as key drivers of premium hikes.cbpp.org familiesusa.org

The reporting

What the Evidence Shows

Multiple sources confirm that health insurance premiums for marketplace plans are set to increase substantially in 2026. For example, the Medicare Rights Center reports a median premium increase of about 18% for ACA marketplace plans nationally, which aligns with the claim of significant hikes.medicarerights.org

Newsweek specifically notes that New York is among the states expected to see health insurance cost increases in 2026, supporting the geographic focus of the claim.newsweek.com

The Center on Budget and Policy Priorities and Families USA attribute these premium increases largely to policy changes and reductions in federal support enacted during the Trump administration, including finalized ACA marketplace rules and budget cuts that reduce subsidies and increase costs for consumers.cbpp.org familiesusa.org

The range of 7% to 13% premium hikes mentioned in the claim is consistent with reported increases, though some sources indicate even higher median increases nationally (around 18%), suggesting that the claim's range may be conservative or specific to certain plan types or regions.

The New Jersey Monitor highlights insurer withdrawals from marketplaces and changes in federal subsidies under Biden through 2025, implying that reductions or changes in federal support post-2025 could contribute to premium hikes in 2026.newjerseymonitor.com

While Medicare Part D premiums are also expected to rise, this is a separate issue from marketplace and small business plans but indicates a broader trend of rising healthcare costs.nbcnews.com

Limitations: None of the sources provide a precise breakdown exclusively for New York small business plans with exact percentage ranges; rather, they discuss broader marketplace trends and national or state-level data. The attribution specifically to "Trump reducing federal support" is supported by references to Trump-era policies but does not detail exact mechanisms or quantify their isolated impact apart from other factors.

Overall, evidence strongly supports that premiums will rise significantly in New York marketplace plans in 2026 due to reduced federal support linked to Trump administration policies, with increases plausibly within or exceeding the stated range.

Primary trail